girl using a fitness tracker

The Ultimate Guide to Fitness Trackers

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Fitness technology is becoming extremely popular. It seems like everyone has a fitness tracker these days. 

You’re probably here because you’re considering taking the plunge into the fitness tracker club. Welcome!

But there are so many choices, which one is right for you? 

What are the benefits of fitness trackers

Are they worth it, or will it just end up in a junk drawer with a bunch of your old cell phones?

Not all technology is created equal, and features are constantly improving. 

Buckle up, because we’re going to take a ride through the pros, cons, and benefits of fitness technology in this ultimate guide to fitness trackers to help you decide what’s best for you!

Disclaimer: Always seek proper instruction before initiating an exercise program. Not everything is great for everyone! Consult with your qualified health care practitioners for an exercise program tailored to your needs. Stay healthy and injury-free! Read the full disclaimer.


If you’ve been reading for a while, you probably know that I love fitness watches.

My first fitness watch was a Polar watch and chest-worn monitor, we’ll call it circa 2006 (before they were cool). Fourteen years later and I’ve pretty much never exercised without it.

Well, not the same one. I’ve run through quite a few fitness watches since 2006. 

And yes, I’ve tested some of them at the same time to compare, inviting curiosity from fellow gym members as a walking advertisement for fitness tech.

For me, I want the most accurate data in real-time. 

There’s a certain sense of accomplishment in seeing the value behind my hard work, in the form of heart rate and calories. It helps boost my motivation and gives me a goal to strive for that day. 

Nothing irritates me quite like a fitness tracker searching for a heart rate for several minutes while I’m busting my butt, only to find it after and get no credit for the burst of intensity, (such as during a HIIT workout.) 

I did the work, but still…

Exercising without my watch kind of just feels like shouting into a void.

But enough about me, let’s get into why you’re here. 


Let’s talk about why you might want to consider a fitness tracker in the first place. 

The updated physical activity guidelines focus on time and intensity of exercise for overall health benefits.

Recommended physical activity guidelines for active adult populations:

  • Sit less, move more.
  • Even small increases in activity provide health benefits.
  • For substantial health benefits, at least 150-300 min (2.5-5 hrs) of moderate-intensity aerobic physical activity per week.
  • Or, at least 75-150 min (1.25-2.5 hrs) of vigorous-intensity aerobic physical activity per week.
  • Strengthening for all major muscle groups (mod intensity or greater) at least 2 days per week.
  • Additional health benefits gained beyond 300 min per week.
  • Include flexibility exercises (these don’t count toward the 150 min)


Intensity is measured via heart rate or perceived exertion. 

We’ll be focusing on heart rate and how fitness trackers can assist.

Man using a fitness tracker or fitness watch while exercising.
olegbreslavstev /


Depending on the brand, benefits may include:

  • Help you identify and set fitness goals
  • Help with accountability and reminders to meet daily goals and reach that minimum of 150 minutes per week
  • Monitor heart rate, calories, type and duration of exercises, daily steps
  • Integrate with training programs such as couch to 5K
  • Assist with motivation
  • Sleep tracking
  • Added convenience of syncing with your phone/apps etc.
  • Compare fitness data over time
  • Group challenges with friends for the competitive folks
  • Multiple options at various price points from basic fitness trackers to smartwatches
  • Provide a sense of accomplishment for your fitness routine
  • They’re fun!


  • You still have to BYO motivation
  • Questionable accuracy with heart rate tracking for wrist-worn tech
  • Battery life (yet another thing to charge)
  • Pricey – the entry point for a basic fitness tracker is around $100, and skyrockets when you start talking about smartwatches.
  • Fitness trackers don’t magically change the basics. They’re only part of the whole fit lifestyle equation, you still need to watch your nutrition, make healthy choices, etc.
  • Wrist-worn tech needs to be worn all the time if you want all of the data.


There are so many options when shopping for fitness trackers, it’s easy to get caught up in shiny object syndrome

Consider the features that are actually important to you. This is a list of common features in no particular order.

  • Price point
  • HR monitoring: wrist-worn vs. chest-strap
  • Size of the watch
  • Bluetooth
  • Compatibility with iOS and Android
  • Integration with native or third-party apps
  • Smartwatch notifications
  • Aesthetic look / interchangeable bands
  • GPS
  • Sleep tracking
  • Waterproof
  • Battery life
  • Altimeter
  • Music storage and controls
  • LTE connectivity
  • Durability
  • 3-axis accelerometer


To avoid garbage-in-garbage-out, let’s take a look at how fitness trackers actually work to pick the best features for you. 


Chest-worn technology mimics telemetry and is the gold standard for heart rate monitoring in fitness.

For each heartbeat, electrical impulses are transmitted through the heart. Chest-worn monitors pick up these electrical signals through the skin and transmit that data to a paired watch giving real-time heart rate feedback.


With accuracy similar to EKG, chest-worn monitors are still considered the gold standard for heart rate tracking during fitness. 

Because heart rate is part of the calorie equation, total calories burned during exercise may be more accurate.


Requires wearing a chest monitor and watch, so this isn’t something you would wear all day for activity tracking.

For women, a chest strap usually fits neatly at the base of a sports bra and hardly bothers. For men, this can be more of a nuisance.


Wrist-worn technology tracks heart rate via an optical sensor.

The down and dirty physics work by flashing a green light into the skin and measuring the light that bounces back. 

Blood pumping through the arteries will absorb more green light, refracting less light back to the tracker, translating into beats per minute.

This fancy process is called photoplethysmography. 

Say that three times fast!


Convenient – always on you and ready to track activity at a moments notice.


Variable accuracy (more below).

Requires frequent recharging. This varies by brand but can be anywhere from every day to once a week. 


There are limitations with wrist-worn technology

  • Accuracy varies by device and activity.
  • Monitors using a chest strap are still the most accurate.
  • For some activities, one study demonstrated wrist-worn device readings vary +/- 15-34 bpm.
  • Up to 27% error on calories burned has been recorded.
  • Wrist-worn devices found to be more accurate with rhythmic activities such as walking or running and less accurate with more erratic movements such as during a kickboxing class.
  • Shcherbina, A. et al. found higher device error with increased body mass, darker skin tones, and the presence of tattoos on the wrist, heavy arm hair, or sweat.


Though these studies are recent, technology is constantly changing. First and second-generation tech has a lot of kinks to work out. 

Newer generations of fitness trackers are already proving to up their game. 

It will be interesting to see what future studies have to say. 


It’s important for some populations such as those with cardiovascular disease, pregnancy, or serious athletes to have an accurate, real-time reading.

Heart rate is also a component of the calorie math equation. When heart rate is not accurate, calorie burn is not accurate. 

Other components of calories burned are gender, age, weight, and length of the exercise session. 

If one of these measurements is off, it will skew the rest of the data. 

Two people can do the exact same exercise and have drastically different “calories burned” because of the differences in those factors.

If you’re tracking calories, accuracy will be important to you.


I wouldn’t recommend a fitness tracker that doesn’t at least have HR monitoring capabilities. 

If you’re data-obsessed with a need for real-time accuracy, a chest-worn monitor paired with a fitness watch won’t disappoint. Look for a watch with Bluetooth capability to pair with a Polar H10 chest-worn monitor. 


Entry level fitness trackers that won’t break the bank with solid functions

Fitbit Charge 4

Polar A370

Fitbit Inspire HR


Fitbit Versa 3

Polar Ignite

Garmin Vivoactive 4


Polar running

Garmin Forerunner 245 GPS 


Apple Watch

Fossil Gen 5 Smartwatch

Samsung Galaxy Active 2


Polar H10 monitor

I pair my Apple watch with a Polar H10.

I get the benefit of all-day activity tracking plus integration with my phone, as well as accurate heart rate monitoring during workouts. 

And if I’m doing something like Yoga, Pilates, or casual walks, I can just utilize the wrist-worn tracking functionality.

couple running outdoors using fitness trackers or fitness watches
Syda Productions /


Other considerations to be aware of that might affect heart rate and ability to get an accurate reading (no matter what method you’re using):

  • Medications (cardiac, antidepressants, asthma, cough/cold/allergy, thyroid medication, supplements)
  • Cardiac Arrhythmias
  • Dehydration/Fatigue
  • Environment Conditions (heat/humidity/cold)
  • Posture/positioning
  • Illness
  • Insufficient sleep/nutrition/recovery
  • Caffeine
  • Emotions (anxiety, stress, etc.)


Utilize RPE (rate of perceived exertion). 

Perceived exertion is how hard you think you’re working. This is usually measured on a 1-10 scale, 1 being extremely light and 10 being hardest work. Moderate intensity falls around 4-6. High-intensity is considered 7-9+.

The other super-easy way is by using the talk test. 

At low intensities, it should be very easy to talk. At moderate intensities, it should be more difficult to carry a conversation as your heart rate rises. At high-intensities, it will be difficult to manage more than a few words.


Ah, the old 10,000 steps. 

What if I told you this number wasn’t actually rooted in science and just caught on since the 1960s with a Japanese pedometer?

While it’s true that 10,000 steps means you moved more than if you took 5,000 steps, it reflects nothing about the quality or intensity of your movement. 

It’s not an accurate measure of fitness. 

It’s somewhat arbitrary and includes no indication you’ve elevated your heart rate; which is necessary to reap the cardiovascular benefits of exercise.

Not all steps are created equal.

There’s a big difference between attaining that goal from running 3 miles and moseying at a glacial pace. 10,000 steps means you moved; but it doesn’t tell you how well you moved.

Steps aren’t everything. 

What if I took 6,000 steps in a day, but also did an 8 mile bike ride that my fitness tracker didn’t give me step credit for? Does that make me less fit because I didn’t get to 10,000 steps? 

Of course not!

While you didn’t get step credit, you logged exercise time and added to your total calories burned for the day. 

Steps are only a small piece of the movement equation. Focusing only on steps distracts from what you should be focusing on: 

  • Quality over quantity
  • Time and intensity of exercise
  • Cardiovascular exercise
  • Strength training
  • Flexibility and mobility
  • Balance exercises

It’s not bad to track steps, you just can’t focus only on steps or you’re missing the point. 

Tracking steps is likely to be more beneficial for extremely sedentary individuals at the start of a fitness program. 

Sedentary is considered less than 5,000 steps per day. Greater gains are likely to be seen in someone going from 2,000 steps per day to 5,000 steps per day than 10,000 to 12,000.

Wrist-worn fitness trackers are also more likely to overestimate daily step counts due to everyday arm motions registering as steps. 


Yes and no. 

Unfortunately, fitness trackers can’t make you more fit.

They can assist along your journey with various features, but you have to show up and bring your why and motivation with you.

Related Read: Questions You Should Be Asking to Reach Your Fitness Goals


Fitness trackers are a fun sidekick to your fitness routine. They can provide unique insight and assist you with your goals. 

There are many styles at various price points to fit your activity needs. 

Welcome to the club.

Happy fitness tracking!

featured image credit: brizmaker /


Cadmus Bertram L.A., Marcus B.H., Patterson R.E., Parker B.A., Morey B.L. (2015). Randomized Trial of a Fitbit Based Physical Activity Intervention for Women. American Journal of Preventative Medicine. 49(3):414-8. doi: 10.1016/j.amepre.2015.01.020

Gillinov AM, Etiwy M, Gillinov S, Wang R, Blackburn G, Phelan D, Houghtaling P, Javadikasgari H. (2017) Variable Accuracy of Commercially Availiable Wearable Heart Rate Monitors. Journal of the American College of Cardiology. March, 69 (11 Supplement) 336. DOI: 10.1016/S0735-1097(17)33725-7

Reed J.L., Pipe A.L. (2014) The talk test: a useful tool for prescribing and monitoring exercise intensity. Current Opinion in Cardiology. 29(5):475-480. doi: 10.1097/HCO.0000000000000097

Sartor, F., Papini, G., Cox, L., & Cleland, J. (2018). Methodological Shortcomings of Wrist-Worn Heart Rate Monitors Validations. Journal of medical Internet research, 20(7), e10108. doi:10.2196/10108

Shcherbina, A., Mattsson, C. M., Waggott, D., Salisbury, H., Christle, J. W., Hastie, T., Ashley, E. A. (2017). Accuracy in Wrist-Worn, Sensor-Based Measurements of Heart Rate and Energy Expenditure in a Diverse Cohort. Journal of personalized medicine, 7(2), 3. doi:10.3390/jpm7020003

Stahl S.E. An H, Dinkel D.M., et al. (2016) How accurate are the wrist-based heart rate monitors during walking and running activities? Are they accurate enough? BMJ Open Sport & Exercise Medicine. 2:e000106. doi: 10.1136/bmjsem-2015-000106

United States Department of Health and Human Services. (2018). Physical Activity Guidelines for Americans, 2nd edition [PDF file]. Retrieved from

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  • Patricia P

    Great article, very thorough and honest. I use my Garmin Vivoactive daily. I don’t use it to track steps or sleep, but it is capable of that. I use it to track my running and walking. I do like it, but I like my husbands Garmin Forerunner 35 better. His can do intervals in time or distance. I need that for my speed workouts.

  • Jojo Reyes Jr

    This is a cool collection of fitness trackers and fitness tips. Thank you for sharing 🙂

  • The Cheetah Buzz

    Oh wow, I can’t remember the last time I wore a fitness tracker. Maybe back in high school? I really want to get back into exercising a bit more so this has been very helpful to figure out what fitness tracker would work best for me this year. Thanks for sharing – Josie xxx